Cash Flow Analyzer
Build Cash Flow Through High-Quality DSCR Properties
INVESTOR-GRADE TOOL
DEAL STRENGTH
Monthly Cash Flow
—
Enter deal numbers below
Annual Cash Flow
$0
NOI
$0
DSCR
0.00
Cap Rate
0%
Cash-on-Cash
0%
Total Cash Invested
$0
1 — Property Information
Use realistic acquisition and renovation numbers. Total cash invested includes down payment, closing costs, and rehab.
2 — Financing
Typically 20–25%+
Debt service is calculated using a standard fully amortizing loan payment.
3 — Income
Be conservative. NYC vacancy assumptions often break a deal faster than investors expect.
4 — Annual Operating Expenses
Older properties usually need bigger reserves than the optimistic numbers used in broker pro formas.
5 — Monthly Operating Expenses
Monthly expenses are annualized automatically.
6 — Percentage-Based Expenses
Turnover cost is amortized over an assumed two-year tenant hold, matching the spreadsheet logic.
Operating Summary
Gross Annual Rent
$0
Other Annual Income
$0
Vacancy Loss
$0
Effective Gross Income
$0
Operating Expenses
$0
Annual Debt Service
$0
Monthly Payment (P&I)
$0
Loan Amount
$0
Deal Assessment
Enter your deal numbers above.
Calculator logic
- Total Gross Annual Income = annual rent + annual other income
- Effective Gross Income = total gross annual income - vacancy loss
- NOI = effective gross income - total operating expenses
- Annual Cash Flow = NOI - annual debt service
- Cash-on-Cash Return = annual cash flow ÷ total cash invested
- DSCR = NOI ÷ annual debt service
NYC Investor Notes
Property Tax
Often 0.88%–1.0% of assessed value
HOA / Co-op Fees
$400–$1,500+ per month is common
Vacancy
Use a conservative 4%–6% baseline
Management
8%–12% of collected rent is typical