Property ROI Analyzer
Full investment analysis — DSCR, cash flow, cap rate, CoC, break-even & sensitivity.
INVESTOR-GRADE TOOL
DEAL STRENGTH
DSCR Ratio
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Enter deal numbers below
Monthly Cash Flow
$0
Annual Cash Flow
$0
Cap Rate
0%
Cash-on-Cash Return
0%
Total Project Cost
$0
Break-Even Occupancy
0%
1 — Property Overview
Closing costs can be $ amount or leave 0 to exclude. Reno budget feeds into Total Cash Invested.
2 — Financing Assumptions
Default 25%
DSCR loans typically 25% down, 30-year term, fully amortizing. Some lenders allow interest-only.
3 — Rental Income
Default 5%
Other income: laundry, parking, storage, etc. Lenders stress-test vacancy at 5–10%.
4 — Operating Expenses
% of EGI
% of EGI
% of EGI
Management, maintenance, and CapEx are calculated as % of Effective Gross Income.
Full Deal Metrics
Gross Potential Rent
$0
Less: Vacancy
$0
Effective Gross Income
$0
Total Operating Expenses
$0
Net Operating Income (NOI)
$0
Monthly NOI
$0
Loan Amount
$0
Monthly Mortgage Payment
$0
Annual Debt Service
$0
Total Cash Invested
$0
Break-Even Rent (Monthly)
$0
Break-Even Occupancy
0%
Deal Verdict
Enter your deal numbers above.
DSCR Quick Reference
- 1.25+ — Strong. Deal absorbs surprises. Proceed to full underwriting.
- 1.00 – 1.24 — Marginal. Thin margin. Stress test required.
- Below 1.00 — Negative Coverage. Does not qualify. Renegotiate or walk.
Sensitivity Analysis
How does the deal hold up when conditions change?