Most investors try to fix a deal after rejection.

That’s backwards.

You fix it before you apply.

3 Ways to Increase DSCR

1. Increase Rent

Sounds obvious.

But this is the most powerful lever.

Options:

• Improve the unit
  • Adjust tenant profile
  • Use market rent comps correctly

2. Lower Loan Amount

Less debt = lower payment

Which improves DSCR instantly.

Options:

• Increase down payment
  • Negotiate purchase price

3. Reduce Expenses

Every dollar matters.

Focus on:

• Taxes
  • Insurance
  • HOA
  • Property management

Bonus: Know the Real Numbers

Your numbers don’t matter.

The lender’s numbers do.

Final Thought

DSCR is not something you “hope works.”

It’s something you engineer.